0% in the contract – the same total cost as leasing
With 0% leasing, the contract states an interest rate of 0%. However, the total cost is the same as for a comparable standard lease with interest: the calculated financing cost is added to the vehicle price before the contract is signed.
Important: 0% does not mean you save money
The only difference lies in the contractual structure. The 0% lease is not cheaper than a comparable standard lease, and the adjusted vehicle price is not the cash price. It does not reduce your total cost.
How the 0% lease is structured
1. Standard lease as the baseline
First, we calculate the total cost that would arise for the same vehicle under a comparable standard lease including interest.
2. Include the cost in the vehicle price
The calculated financing cost is added to the vehicle price. This adjusted price becomes the basis of the 0% lease contract.
3. Lease contract at 0%
The contract states 0% interest. Because the calculated financing cost is already included in the vehicle price, the total cost remains the same as for the comparable standard lease.
The lease contract is processed through an established bank. MAS Auto explains the pricing structure and contract figures before you sign.
What 0% means here – and what it does not mean
The difference is in the contractual structure, not in the total cost. Before you sign, we show you the comparison and all contract figures transparently.
0% interest in the contract
The lease contract states an interest rate of 0%. No additional contractual interest is charged on the vehicle price stated in the contract.
Same total cost as leasing
The total cost is the same as for a comparable standard lease because the financing cost that would otherwise apply is already included in the vehicle price.
Not a saving and not the cash price
The 0% lease is not cheaper than a standard lease. The adjusted vehicle price must also not be confused with the cash purchase price.
Transparent before you sign
We explain the adjusted vehicle price, monthly payment, term, residual value, and comparison with a standard lease in writing.
Check 0% leasing for a vehicle
Choose a vehicle from our inventory. We will then show you a transparent comparison between standard leasing and 0% leasing.
Questions about 0% leasing?
Contact us without obligation. We explain the adjusted vehicle price, payment, term, and residual value.
FAQs
Frequently asked questions about 0% leasing
Clear answers about the contractual structure and the actual total cost.
The calculated financing cost of a comparable standard lease is added to the vehicle price. The lease contract is then concluded at 0% interest on the basis of this adjusted vehicle price. The total cost therefore remains the same as for the comparable standard lease.
No. The 0% lease is not cheaper than a comparable standard lease. It changes how the cost is represented in the contract, not the total amount you pay.
No. For 0% leasing, the calculated financing cost is included in the vehicle price. The adjusted vehicle price is therefore not the same as the cash purchase price.
The lease contract states an interest rate of 0%. Whether the overall contractual structure meets your personal or religious requirements is for you to assess; if needed, consult a trusted adviser or specialist body.
We show you the adjusted vehicle price, monthly payment, term, residual value, and total cost. We also explain the comparison with a standard lease.
Start with a short request online or at our showroom. For the final check we usually need an ID and details of your income and living situation. Whether a down payment is required depends on the specific contract.